TERMS AND CONDITIONS FOR FREEDMANPARTNERS.COM

Last updated 19 September 2016

1. Introduction

2. Accessing and using the Site

3. Your privacy and our use of cookies

4. Our Content

5. Links

6. Promises, Liability and Disclaimers

7. General complaints and requests for further information

8. Written communications

9. General

10. Changes to these Terms

11. Contact us

1. Introduction

1.1 Welcome to freedmanpartners.com (’Site’), which is owned and operated by F&P Sponsors Limited. For further information about us and our contact details, please go to our Contact Us section.

1.2 The Site gives information about the services which F&P Sponsors Limited provides as an accredited sponsor of the ThinCats Business Loan Network (“ThinCats”) and enables you to make enquiries about those services. No services are provided through the Site. The services are subject to contractual arrangements concluded offline. Please also read paragraphs 6.1 and 6.2 in relation to those services.

1.3 As the services are directed at businesses, this Site is for use by an individual acting in the course of business on behalf of a Limited Company or Limited Liability Partnership. By accessing this Site you confirm that you are acting in the course of business for a Limited Company or Limited Liability Partnership. If you are not acting in the course of business on behalf of a Limited Company or Limited Liability Partnership please do not use this Site.

1.4 These terms and conditions together with our Privacy Policy and Cookie Policy (‘Terms’) govern your use of the Site. They all form part of our contract (‘Contract’) with you so please take the time to read them before you start to use this Site. We recommend that you print or save a copy of these Terms for future reference.

1.5 By using our Site, you confirm that you accept these Terms and that you agree to comply with them.

1.6 To make these Terms quicker to read, we use a few definitions. F&P Sponsors Limited are referred to as ‘we’ , ‘our’ or ‘us’ as applicable. Visitors to the Site are referred to as “Users” , “you” or “your”, as applicable.

1.7 We may amend these Terms from time to time as set out in paragraph 10.1. Each time you use the Site, please check these Terms to ensure you understand the Terms which will apply at that time. These Terms were most recently updated on the date of posting that appears at the top of this page.

1.8 If you have any queries or concerns regarding these Terms, please contact us using the details in our Contact Us section.

2. Accessing and using the Site

2.1 You are free to browse the Site, without registration.

2.2 We try to make the Site available at all times, but, of course, we cannot guarantee this.

3. Your privacy and our use of Cookies

3.1 We take your privacy very seriously. Please read our Privacy Policy to see how we use your personal information.

3.2 Like many online services we use a feature called a ‘cookie’, which is a small data file that is sent to your browser from a web server and stored on your device’s hard drive. References in these Terms to ‘cookies’ also include other means of automatically accessing or storing information on your device. By agreeing to these Terms, you are providing your consent for us to use cookies in the ways described in our Cookie Policy, however, you may delete any of these cookies at any time if you wish. Please see our Cookie Policy for detailed information on the types of cookies we use on the Site, the purposes for which we use each cookie, how you can disable and enable the use of certain cookies and the consequences of doing so.

4. Our Content

4.1 All of the content on the Site is owned by (and all copyright, trade mark and other intellectual property rights in that content shall at all times remain vested in) us or our licensors and is protected by UK and international copyright and other intellectual property laws.

4.2 Our content includes any information or other material found on or via the Site, including without limitation text, databases, graphics, videos, software and all other features found on or via the Site.

4.3 We make the Site and our content available through the Site for use by individuals acting in the course of business on behalf of a Limited Company or Limited Liability Partnership. You may view the Site’s pages and content online and print a copy of these Terms for your records. You may not otherwise reproduce, modify, copy or distribute or use any of the content on the Site without our prior written consent.

4.4 To be clear, you are not in any circumstances permitted to:

4.4.1 make commercial use of any such content;

4.4.2 edit any such content; or

4.4.3 remove, obscure or otherwise tamper with any copyright and proprietary notices that relate to, or are contained within, the content.

4.5 The trade marks appearing on the Site are owned by us or our licensors. No permission is given in respect of the use of any of these marks or brands, and any such use may constitute an infringement of the holder’s rights.

5. Links

5.1 You acknowledge that the Site may include links to third-party websites. We do not review these third-party websites nor have any control over them, and we are not responsible for the websites or their content or availability.

5.2 We do not therefore endorse, or make any representations about them, or any content found there, or any results that may be obtained from using them.

5.3 If you decide to access any of these third-party websites, you do so entirely at your own risk.

5.4 If you use a linked site, any personal information you give to them will be dealt with in line with their privacy policy, not ours, so please ensure that you read their terms and conditions and privacy policy before you use their websites and provide any personal information.

5.5 You may only link to the Site provided that:

5.5.1 the homepage is not loaded into frames on your website, unless we expressly agree; and

5.5.2 your site or services does not misrepresent its relationship with us or present false information about us or otherwise harm our business or conflict with our interests or values.

5.5.3 we reserve the right to withdraw linking permission to any time without prior notice

6. Promises, Liability and Disclaimers

6.1 The information, materials and data provided on this Site are for general information purposes. They do not directly or indirectly constitute investment advice nor are they an invitation, offer, solicitation, inducement or recommendation to acquire or dispose of any loan or investment or to engage in any other transaction. You should always seek appropriate professional advice in relation to such matters.

6.2 If you enquire about a loan through F&P Sponsors Limited, our role, which is carried out offline, is to assess each loan proposition and, if satisfied, act on behalf of each borrower to sponsor and submit each loan to auction. If F&P Sponsors Limited acts on your behalf as sponsor to submit the loan to auction, the terms that govern the relationship between you and F&P Sponsors Limited are subject to a separate document. This document will be provided to you upon your loan proposition being accepted or earlier at the discretion of F&P Sponsors Limited. F&P Sponsors Limited makes no guarantees that any request for a loan will be accepted or, if accepted, the terms of that acceptance.

6.3 The Site is provided on an “as is” and “information only” basis. To the fullest extent permissible under applicable law and, subject to paragraph 6.4, we disclaim any and all promises, warranties, conditions, or representations relating to the Site and its content, whether express, implied, oral or written. In particular:

  • We do not make any promises as to the truth, accuracy, integrity, quality or completeness of the content or information that appears on the Site and you should not rely on it being accurate, truthful or complete.
  • By using the Site you acknowledge and accept the inherent risks, characteristics and limitations of the internet, particularly in terms of technical performance of the Site and the risks inherent in all third party links, connections and transfers via the internet.
  • Whilst we hope that you will find the websites linked to on the Site of interest, no responsibility of any nature whatsoever is accepted for any such links or any information contained in them.

6.4 There are certain liabilities which we cannot exclude by law and nothing in these Terms excludes or limits our liability for the following:

  • for death or personal injury caused by its negligence, fraud or fraudulent misrepresentation; or
  • any other matter for which it would be illegal or unlawful for us to exclude or attempt to exclude our liability.

6.5 We will not be responsible or liable:

  • for any losses related to any business of yours including but not limited to lost data, profits, revenue, business, opportunity, goodwill, reputation or business interruption; or
  • for any form of direct, indirect, consequential or special loss, however arising.

6.6 Subject to paragraph 6.4, if we fail to comply with these Terms, we shall only be liable to you for an amount not exceeding £100.

7. General complaints and requests for further information

7.1 If you have any general complaints or wish to request further information about the Site, please contact us via the general Contact Form or by post to F&P Sponsors Limited Lanmor House 370/386 High Road Wembley Middlesex HA9 6AX and we will do our best to resolve these.

8. Written communications

8.1 Applicable laws require that some of the information or communications we send to you should be in writing. When using the Site, you accept that communication with us will be mainly electronic. We will contact you by email or provide you with information by posting notices on the Site. For contractual purposes, you agree to this electronic means of communication and you acknowledge that all contracts, notices, information and other communications that we provide to you electronically comply with any legal requirement that such communications be in writing. This condition does not affect your statutory rights.

9. General

9.1 Severability. If any part of these Terms is found to be unenforceable as a matter of law, all other parts of these Terms will not be affected and shall remain in force. For the avoidance of doubt, should these Terms or any part of them be deemed void or voidable, this shall not affect the validity of any licence provided under these Terms.

9.2 Entire Agreement. These Terms govern our relationship with you and represent our entire agreement with you.

9.3 Events or circumstances beyond our reasonable control. If we are prevented or delayed from complying with our obligations under these Terms by anything you (or anyone acting on your behalf) does or fails to do or due to events or circumstances beyond our reasonable control. In such circumstances including, but not limited to, fire, flood and other acts of God, strikes, trade disputes, lock outs, restrictions of imports or exports, riot, accident, disruption to energy supplies, civil commotion, acts of terrorism or war, our inability or delay in performing our obligations will not be deemed to be in breach of contract.

9.4 References to ‘including’ and other similar expressions. In these Terms, words that appear after the expression ‘include’, ‘including’, ‘other’, ‘for example’, ‘such as’ or ‘in particular’ (or any similar expression) will not limit the meaning of the words appearing before such expression.

9.5 Assignment. You may not assign, sub-license or otherwise transfer any of your rights under these Terms.

9.6 Waiver. If you breach these Terms and we choose to ignore your breach, we will still be entitled to use our rights and remedies at a later date or in any other situation where you breach the Terms again.

9.7 Exclusion of third party rights. These Terms do not create any right enforceable by any person who is not a party to them or any Contract made under them, except that the provisions of these Terms may be enforced by any of our licensors subject to and in accordance with the Contracts (Rights of Third Parties) Act 1999.

9.8 Language. These Terms may be presented to you in more than one language. However, the English language version of these Terms shall prevail. The Contract between us will be concluded in English.

9.9 Governing law. Any disputes or claims between us arising out of or in connection with these Terms or any Contract made under them (including non-contractual disputes or claims) are governed by and construed in accordance with the law of England and Wales.

9.10 Jurisdiction. Any disputes or claims arising shall be subject to the non-exclusive jurisdiction of the courts of England and Wales. Nothing in this paragraph shall deprive consumers of the right to bring or defend proceedings in their home state nor of the protection afforded to them by the mandatory rules of law of the country in which they live.

10. Changes to these Terms

10.1 We may make changes to these Terms at any time by posting a copy of them on the Site. Any changes will take effect on the date on which we post the modified terms on the Site. If you continue to use the Site, it means that you accept any such changes.

11. Contact Us

11.1 This Site is owned by F&P Sponsors Limited, a company incorporated in England & Wales. The correspondence address for F&P Sponsors Limited is: 2-6 Hampstead High Street, London NW3 6UP. The registered office address of F&P Sponsors Limited is: Lanmor House 370/386 High Road Wembley Middlesex HA9 6AX.

Our registered company number is: OC382220. Our Telephone number is: 0207 433 3631